Main Article Content
The objective of this study is to deliberate on the concept of social protection through takaful ijtimai’i in improving the quality of human’s life. The study aims to investigate the savings ability among respondents base on their monthly disposable income and number of dependents. Findings revealed that more than half of the respondents in the informal sectors were unable to secure their own safety net due to insufficient income. Analysis of the savings ability among respondents found that there was a positive relationship for the households’ monthly disposable income and number of dependents. The need to have mutual social responsibility program namely takaful ijtima'i for the underprivileged people is highly significant. Takaful ijtimaí provides social security and protection to the families far beyond than the basic necessities of human beings.